return principal * pow(1.0 + rate, years as float);
市场还担忧 AI 会加大定价压力并削弱企业护城河。软件企业原有的竞争优势可能被 AI 侵蚀，增长前景更加不确定，这让投资者难以判断合理估值，导致市场情绪偏向“卖出”。Piper Sandler 已经下调了 Adobe、Freshworks、Vertex 等公司的评级，分析师认为“席位压缩”和“氛围编码”趋势可能限制估值上限。
，更多细节参见新收录的资料
parakeet::make_eou_120m_config());
The unprecedented access shows how these cases are often cracked, not through state-of-the-art technology, but by spotting tiny revealing details in images or chat forums.